What an EFP Does

An EFP lets a trader exchange a futures position for a physical position, or the reverse, in a single off-exchange transaction that is then registered with the exchange. A dealer short COMEX futures but holding London bars can swap the futures against the physical, flattening both books at once. The quantities match the contract — 100-ounce multiples — and the two legs are priced in the same negotiation.

EFPs are a wholesale tool. The users are bullion banks, refiners, and large dealers managing inventory and hedges across the two biggest gold markets in the world. Retail traders almost never execute one, but everyone who trades gold futures lives with its effects on pricing and spreads.

Why the EFP Exists

London is the center of physical gold trading; COMEX is the center of gold price discovery in futures form. Anyone hedged in one market and exposed in the other needs a way to move risk between them without trading in the open market and moving prices. The EFP is that bridge, and enormous volumes cross it.

It also underpins delivery logistics. When futures holders stand for delivery, dealers use EFPs to source or place metal efficiently, shipping between London vaults and COMEX-approved depositories as pricing dictates. Because the swap happens off the order book, it does not disturb the quoted market the way a large outright trade would.

What the EFP Spread Tells You

The EFP spread is quoted as futures minus spot, and in calm markets it tracks financing and transport costs — usually a modest, stable number. When that spread blows out, something is wrong with the plumbing. In March 2020, pandemic logistics stranded physical metal and the futures-spot spread widened dramatically. In early 2025, tariff fears pulled metal into New York and distorted the spread again.

  • Widening spread. Signals stress in moving metal, strong US delivery demand, or dislocation between the markets.
  • Normal spread. Signals the arbitrage bridge is functioning.

You cannot trade the EFP directly from a retail account, but watching it explains futures-spot dislocations that would otherwise look like a free lunch. As always, futures trading involves substantial risk of loss and is not suitable for all investors.

Exchange for Physical (EFP) in Gold — FAQ

What does EFP stand for in gold trading?

Exchange for Physical. It is a privately negotiated swap of a futures position for an equivalent physical position, registered with the exchange afterward.

Who uses gold EFPs?

Bullion banks, refiners, and large dealers. It is a wholesale mechanism for moving hedge and inventory risk between COMEX futures and the London spot market.

Can retail traders do an EFP?

Practically no. EFPs require a physical market counterparty and exchange registration arrangements that retail accounts do not have. Retail traders feel EFP effects through futures-spot spreads but do not execute them.

What does a wide EFP spread mean?

It usually signals stress or dislocation between New York futures and London spot — logistics problems, surging delivery demand, or trade-policy fears pulling metal one way. In calm markets the spread stays narrow and stable.

Talk It Through with a Real Broker

Call Lannie Cohen at 317-848-8050 — 40+ years of commodity experience, one phone call away.

Call 317-848-8050 Open an Account