Commodity Trading Advisor (CTA)
A professional money manager registered with the CFTC and NFA who trades futures and options on behalf of clients.
Disclosure Document
The required document every CTA must provide before accepting funds, covering strategy, fees, risks, and past performance. Read it before investing — it is the single most important document in the process.
Drawdown
The peak-to-valley decline in an account's value, usually expressed as a percentage. The maximum drawdown is the most honest single measure of a program's historical risk.
Margin-to-Equity Ratio
The percentage of an account's equity posted as margin. A program running 10 percent margin-to-equity is using far less leverage than one running 40 percent.
Qualified Eligible Person (QEP)
An investor who meets specific income, net-worth, or portfolio thresholds, granting access to certain exempt CTA programs and pools with lighter disclosure requirements.
Limited Power of Attorney
The authorization that lets a CTA place trades in your account without being able to withdraw funds. It can typically be revoked at any time.
Incentive Fee
The share of new profits a CTA charges — commonly around 20 percent, usually subject to a high-water mark so losses must be recovered before fees resume.
High-Water Mark
The previous peak value of an account. A CTA only earns incentive fees on profits above this mark, so they are not paid twice for recovering the same losses.
Managed Account
An individually owned futures account traded by a professional advisor, as opposed to a pool where investors' money is combined.
Commodity Pool
A fund that combines many investors' money to be traded as a single account by a Commodity Pool Operator — the futures-industry cousin of a mutual fund.
Systematic Trading
Rule-based trading driven by models and algorithms rather than discretionary human judgment. Most large CTAs are systematic trend-followers.
Discretionary Trading
Trading based on the advisor's judgment of markets, fundamentals, and experience rather than a fixed mechanical system.

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